all at your fingertips
Download the Viva App and Install
Register for an account using your registered M-Pesa number
Secure your identity in 3 simple steps
Verify your identity through our secure system
Receive your loan within minutes straight to your M-Pesa account
Repay your loan on time to increase your loan limit
Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your Loan score to unlock better rates.
Repay your loan using the M-Pesa Paybill number 4017447 using the phone number you registered up with, as your account number
You can repay your loan in full or make regular payments before your due date, from the date of your loan disbursal
1-At Viva, we care about your dream for financial freedom. Our vision is to see your business thrive and reach its best quality, overcoming the common financial barriers.
2-We are here because of you and your business. At Viva, we provide instant financial assistance through your smartphone, mindless of your financial history. This reduces documentation to increase reliability.
3-By using the Viva app, you are able to enjoy pocket friendly interest rates. Our main aim is to see you through this hard financial time using our fast and realiable loaning mobile application. .
As a long established and trusted Kenyan loan company , our core values reflect what we believe in and are the foundations on which we have built our reputation over time. They identify our beliefs and influence the way we behave as a loan company and as individuals.